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You're the Boss

Manage your money like a pro 

How many of us were taught how to manage our money? How many can have a discussion about money when things get tight? Surprisingly few.

And life circumstances can change in a heartbeat.

With You’re the Boss, our award-winning financial-skill-building program, you can swap the pain of financial uncertainty for the peace and confidence that understanding brings. 

Top tips for financial wellbeing

Whether you feel overwhelmed by the rising cost-of-living, or simply want to learn some new money skills, here are just a few tips from Salvos Moneycare to start you on your path to financial wellbeing.

Change your behaviours around money and you change your life.

Empowered with information, skills and know-how, you’ll be able to spot danger signs and avoid crises before they arise, getting the most out of every resource. 

Life is unpredictable and everyone’s situation is different. There are things you can do to improve your financial wellbeing today.  

We have a range of individually-tailored digital and face-to-face ways for you to gain new skills.  

Get money wisdom for life with our free digital book

Start taking control of your money today with our free, downloadable book, You’re the Boss: Money wisdom for life. This step-by-step guidebook will walk you through important money considerations and conversations such as: understanding your money values, money planning, navigating the Christmas season, insurance, saving strategies and managing life’s changes. You can be the boss of your money, and The Salvation Army Moneycare is with you on that journey. 

Moneycare and my organisation  

Moneycare and my organisation  

We can tailor and run this program for your organisation.

Practical tips and activities

Mini budget - Saving for something specific
11 June 2026

Mini budget - Saving for something specific

This mini-budget is designed to help you plan and save for specific major events or items. For example, it may help you...
10 top tips to ease back-to-school costs: a guide for parents and carers
15 January 2026

10 top tips to ease back-to-school costs: a guide for parents and carers

The back-to-school season can be challenging, but there are ways to ease the financial burden. With the new school year...
Summer holidays: Simple ways to enjoy the season
17 December 2025

Summer holidays: Simple ways to enjoy the season

Summer holidays in Australia are a special time but they can also be a very stressful one. There are a lot of extra...